Articles

		A High-Level View of the CGL Policy IRMI January 2010
		Additional Insured Changes in the CGL
		Additional Insured Endorsements - Part 1
		Additional Insured Endorsements - Part 2
		Additional Insured Endorsements - Part 3
		Additional Insured Endorsements - A Potential Minefield
		Auto v. Mobile Equipment in the CGL
		Auto v. Mobile Equipment - An Update (2004 CGL)
		Business Interruption - A Case Study
		Care Custody and Control in the CGL Policy
		Certificates of Insurance a Look at the Basics
		CGL Covered Locations
		CGL Insurance 2007 Edition Changes
		CGL - Policy Changes - December 2004
		Contractual Confusion-Assuming the Liability of Others
		Contractual Liability and the CGL Policy
		Crime - Getting More Out of the Policy - April 2010
		Crime Insurance - The Other Property Policy
		Cyber Risk-Data Damage and Destruction Beyond the Naked Eye
		The CGL Polution Exclusion
		Expected or Intended Exclusion - CGL
		Faulty Work and the CGL
		Fire Legal
		First-Party Insurance for Cyber Risks
		The Impaired Property Exclusion - April 2010
		The Hazards of Products and Completed Operations
		How the Limits Apply in the CGL Policy
		Hurricanes, Tropical Depressions and Floods - Oh My!
		Important Property Considerations (contact William Austin for hardcopy)
		In Defense of Insured Contracts
		Insurable Interests in Property Insurance
		Interpreting Insurance Policies - When Courts Take Shortcuts
		Known Injury or Damage
		Layered Property Insurance (contact William Austin for hardcopy)
		New Year Resolutions for Property Risk Management in 2009
		OCP Liability versus Additional Insured Coverage
		Other Insurance and the CGL Policy
		Personal & Advertising Injury Coverage in the CGL
		Personal & Advertising Injury Exclusions
		Pollution Events - an Insured Peril in Property Insurance
		Property Insurance Resolutions for 2010
		Property Valuation
		Raising the Bar - the Liquor Exclusion
		Some Common Coverage Misconceptions of the CGL Policy
		Trigger Theories and the CGL
		When Workers are not Employees

A&S Newsletters

		A Practice Update - Winter 2008
		Blackouts, Brownouts and Other Illuminations On Utility Interruption Insurance
		Casual Labor Issues
		Emerging Risk - Certificates of Insurance
		Emerging Risk - Risk Management Resolutions
		Emerging Risk - Spitzer Sues Marsh
		Emerging Risk - The Additional Insured Dilemma
		Enterprise Risk - An Elementary Approach
		Planning - An Overlooked Risk Management Technique
		Real Estate Leases - Bursting with Risk
		The Hold Harmless Agreement - A Primer
		The Terrorism Risk Insurance Act of 2002

Interviews

		"Taking a Broad View Handling Risk" Providence Business News - April 28 - May 4, 2008
		"Risk Assessment to the Rescue" Providence Business News - Aug. 29 - Sept. 4, 2005
		"Then There Was One" Best's Review - August 2005
		"Risk Management: A Holistic Approach" Bank Director - October 2003
		"The Future is Now: Planning Strategy and Reporting Results" Liberty Directions - February 1998

Presentations

		Operational Risk Management - More than an Insurance Policy - State of RI Accountants and Auditors Institute Annual Meeting - October 1, 2008
		URMIA Presentation: Construction & Contractor's Insurance April 12, 2007
		Risk Management MRIMS March 11, 2004

Press Releases

		A&S Risk Assist 11/21/08
		A&S and Wrap - Strategies to Provide Joint Risk Management Consulting Services 8/30/07
		William K. Austin to Judge Business Insurance 2007 "Risk Manager of the Year" 2/27/07
		A&S Announces Consulting Services for Insurance Agents & Brokers 10/18/04

Other Risk Insurance Resources

		Business Insurance
		Insurance Information Institute
		Insurance Library Association of Boston
		Insurance Services Office
		International Risk Management Institute (IRMI)
		NCCI
		Occupational Safety & Health Administration/U.S. Department of Labor
		Risk and Insurance Management Society